HOMESTAY HOST FAMILIES INFORMATION
Australia’s regulations and requirements regarding Homestay Families and Placement Agencies is continually changing and evolving over time.
The education industry is moving towards a mandatory requirement for all Homestay Families to have a specific liability insurance policy in place to cover them whilst they host students. In the past Host Families have just taken it for granted that their home and contents policies would cover them for any claim requirements they may have. Unfortunately, as some Host Families have discovered, this is definitely not the case.
Students are regarded as ‘paying guests’ by the insurance industry. Please take the time to contact your insurer to ask if your current insurance policy does incorporate liability coverage for paying guests (i.e. Students). If your policy does incorporate liability coverage, we will require confirmation in writing to be held on our file.
You can forward written confirmation to us by email to firstname.lastname@example.org.
If you find your current insurance policy does not incorporate liability coverage for paying guests (i.e. Students), and a student staying with you causes damage, acts fraudulently or suffers an injury in your home and you are found to be liable, the cost could be very expensive. Without the correct insurance cover you could find yourself in a dire financial situation.
If your current insurer will not extend cover, we can recommend a new product that has been
developed specifically to address this need. It is called Homestay Host Insurance Plus, and this
policy covers you whilst Students are staying in your home. The cost is around $100 for $10million liability cover or $110 for $20million liability cover, and it also incorporates other important benefits that your existing insurer may not cover including identity theft, loss of keys and fraudulent charges. The Homestay Host Insurance Plus policy is not a replacement for your current home and contents insurance policy; rather it is a supplementary policy that covers you for key Homestay related risks not available under your existing policy.
Please see the attached brochure highlighting the inclusions in the policy
More information is available at www.homestayhostinsuranceplus.com or by calling toll free on
1800 881 134.
The policy can be purchased quickly and easily on-line and you will be instantly issued with your Policy Document and a Certificate of Currency. This cover is only available to our approved Homestay Hosts, and as such you will need to enter the code QLD08 as the special identification number in the online form in order to purchase the insurance. A confirmation of purchase will also be sent to us, so you do not have to send us any additional insurance information.
Please note that we do earn a minimal commission of $5 for recommending this policy.
We have aligned ourselves with Homestay Host Insurance Plus because this is the most appropriate host liability insurance I have been able to find.
We strongly recommend you seek you own opinion regarding the products offered.